Savannah Vowers says she was washing her mother's truck just after noon on Monday when she saw a big flash and felt pain through her arm and elbow.
"It really, really hurt in my elbow, it felt like my bones were just crunching, and it really, really hurt. I fell backwards, and stumbled backwards, and fell down, and I just started crying," she said.
She says she was covered in water and standing in water when the lightning struck.
It happened at home near West Coal Mine Avenue and South Van Gordon Way in the Ken Caryl area.
West Metro Fire responded and the girl was taken to Swedish Medical Center, but she only had minor nerve damage.
West Metro Fire does not believe the lightning hit her directly, but it hit the water.
Her mother, Brenda, says she heard the loud bang from the lightning bolt.
"I'm just so thankful, I was just so in shock!" Brenda Vowers said.
"I'm so thankful that I don't have any heart damage," Savannah said.
Authorities say there wasn't any rain in the area, but there was a lot of lightning.
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