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KUSA - When it comes to a successful relationship, 94 percent of Americans think it is important to have compatible spending habits with their partner.

A new survey released by Chase Card Services, a division of JPMorgan Chase & Co. found that when choosing a time to discuss finances with a significant other, nearly one-third (30 percent) of consumers think finances should be discussed from day one - with men more likely than women to think day one is the best time (37 percent to 24 percent).

The survey also revealed that financial standing is not a deal-breaker in most relationships. Respondents were asked what they would do if they found out, on Valentine's Day, that their partner had a significant amount of debt - $10,000 or more. Nearly three quarters of Americans (78 percent of women; and 70 percent of men) would sit down and talk with their significant other about it, rather than helping them pay down debt or breaking up with them.

Valentine's Day is the day people focus on romance and make commitments to one another, making it the perfect time to focus on one of the most important elements of a happy relationship: financial compatibility. Conversations about debt and finances can be difficult, but they aren't impossible when you come to the table prepared with the right tools.