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KUSA - Money experts will tell you you can't have a good solid personal relationship without a good solid understanding about how you and your partner deals with money.

The National Foundation for Credit Counseling recommends that couples who have money problems take a deep breath and have a serious conversation about finances.

Some of the problem-solving strategies they recommend:

  • Be honest about your current financial situation. If things have gotten worse, continuing the same lifestyle is unrealistic.
  • Don't approach the subject in the heat of battle. Instead, set aside a time that is non-threatening for both of you.
  • Acknowledge that one partner may be a saver and one a spender, understand there are benefits to both, and agree to learn from each other's tendencies.
  • Don't hide income or debt and don't blame.