Breaking News
More () »

Coloradans turn to strangers for help with messy unemployment system

People are so desperate to get help from the state that they're turning to unofficial sources for help so that they can get unemployment benefits.

DENVER — What would you do to pay the bills?

Without a job, and with a delay in receiving regular unemployment benefits she's expecting from the state, Jody Camarillo borrowed money.

"Negative money, no money for food. I took out a loan to cover my expenses in the meantime, thinking that three weeks would be long enough to get paid, and obviously, it wasn't," Camarillo told Next with Kyle Clark on Tuesday.

She's been unemployed since October and was receiving regular unemployment benefits from the Colorado Department of Labor and Employment (CDLE) until a computer system upgrade stalled her payments.

"I took out a high-interest web loan," said Camarillo.

She borrowed $1,300 from a tribal lending entity and owes $189.33 each week.

Each. Week.

RELATED: 'We're now in the fraud business': More scam unemployment claims have been filed in Colorado than legit ones

RELATED: Colorado UI system restarts work search requirement to get benefits

"They're actually very good to work with even though they're charging you a fortune in interest," Camarillo said.

Credit: 9NEWS
Marshall interviewing Jody Camarillo

If she keeps the loan for the entire six months, she will have paid 698% in interest, a total of $6,082.70 in interest.

"My goal was to pay it off before the first payment was due, and then I would only have one small interest payment afterwards," said Camarillo. "I've been working really, really hard to get to build good credit, and I was finally breaking into the good credit zone. I don't know if I would have been able to get a loan through a bank."

Camarillo recently went through a new process on her unemployment profile to confirm her identity.

It's a topic that has confused other claimants, who have turned to crowdsourcing for help.

"It's a full-time job, I often log at least eight hours a day," said Erin Joy Swank, moderator of a Facebook group entitled: "Colorado Unemployment/PEUC/PUA (Pandemic Unemployment Assistance) Q&A."

"We're doing the communicating because CDLE isn't," said Swank.

A spokeswoman with the Division of Unemployment Insurance said the state is, indeed, responding to people seeking help.

"We’ve delivered 3,586,019 emails to claimants, published dozens of Facebook and Twitter posts, and conducted two Town Halls with more than 11,000 participants each since Dec. 3, 2020," said Jessica Smith.

One of the questions recently asked in the Facebook group dealt with verifying your identity on the unemployment portal. Swank described how one user helped another navigate the new system.

"Those little things are success stories, I don't care. They may not have got the money yet, but they wouldn't have known exactly how to do it if it wasn't for our group," said Swank.

Credit: 9NEWS
Erin Joy Swank, moderator of a Facebook group entitled: "Colorado Unemployment/PEUC/PUA (Pandemic Unemployment Assistance) Q&A."

The posts are usually about someone's struggle with the unemployment system. A recent post was simply about someone's struggle.

"I don't know how close they were coming to it, but someone said suicide is the only answer, and I was personally involved in getting that person help," said Swank. "They have lots of people checking in on them and they thanked everybody for their concern."

Do you have a story about your unemployment benefit experience that you want to share? Email Marshall@9news.com.

RELATED: $260 million in unemployment benefits paid this week as people in phase 2 continue to wait on the extension of federal benefits

RELATED: Colorado saw more rental assistance requests in January than all of 2020

RELATED: Third stimulus check update: Who gets the full $1,400 payment?

SUGGESTED VIDEOS: Full Episodes of Next with Kyle Clark

Before You Leave, Check This Out